Insurance Coverage

Insurance Coverage

Insurance disputes


The attorneys at Lawrence, Worden, Rainis & Bard, P.C. provide experienced, cost-conscious representation for insurance disputes. The firm represents insurance companies in disputes among insurance companies themselves, we also represent insurance companies, businesses and individuals in disputes regarding insurance coverage and bad faith. Attorneys at the firm are conversant in both the classic principles of insurance law with its underpinning in contract law, as well as the most recent decisional and statutory provisions that may affect the outcome of cases involving these claims.


When a major accident causes injury, loss of life or extensive property damage, there often are multiple insurance policies maintained by parties and even non-parties which may be triggered to provide coverage. Determining which policies are triggered, which may have defenses to coverage, and what the priority of coverage may be requires multifaceted knowledge and experience about how insurance coverage is written, interpreted by the courts, and affected by the actions of both the insurance carriers and the covered parties. Obtaining all relevant information and taking timely action with regard to your coverage position or the coverage position of other carriers is paramount, especially within the context of construction accident claims.

Interpreting insurance policies and their interconnection to the relevant facts and contracts among the parties can be extraordinarily complex. The lawyers at Lawrence, Worden, Rainis & Bard, P.C. have extensive experience handling insurance disputes and have a long record of helping insureds and insurers reach the right result. In addition, the firm has often served as monitoring counsel for excess insurance carriers. In this capacity, the firm protects the excess carrier’s interests by assuring that the primary carrier’s claims handling and defense personnel recognize their obligations to the excess carrier and properly handle the claim to conclusion.


Every client at Lawrence, Worden, Rainis & Bard, P.C. receives vigorous, focused attention. The firm’s attorneys average nearly 20 years of experience each. You can be assured of thorough, detailed, effective, cost-conscious representation for your insurance dispute.

Your bottom line is the top priority. Every bill you receive will have been reviewed to ensure that you are only charged for services that add value to your case.

To schedule a consultation with an attorney at Lawrence, Worden, Rainis & Bard, P.C., call 631-694-0033 or contact the firm via email today.

The law firm of Lawrence, Worden, Rainis & Bard, P.C. is AV Preeminent Rated* and is currently listed in Best’s Directory of Recommended Insurance Attorneys and Adjusters. Lawyers at the firm have an average of nearly 20 years of experience handling insurance litigation. To discuss construction accident defense, call 631-694-0033 or contact the firm via email.

*CV, BV, and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies.

*Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary.
Martindale-Hubbell ratings fall into two categories – legal ability and general ethical standards.