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High Exposure Automobile and Premises Liability

The majority of Auto and General Liability claims are not High Exposure and do not require extraordinary efforts to resolve. Our firm has targeted defense of High Exposure claims because experienced handling, creativity and proactivity can make a big difference in your ultimate outcome. There can be large indemnity savings by taking the time and effort which may result in an important fact being uncovered, or where a creative theory of defense potentially undermines prosecution of a claim, or shifts the burden to a different party. Having the mind-set to look at a High Exposure claim is important. High Exposure defense requires the desire and the ability to recognize key issues, as well as having the experience to dig out the facts and to convince the Courts to compel important discovery, and resolve issues through Summary Judgment, where possible.

Whether you have a new claim or an existing claim where you are concerned about the potential for High Exposure, please call us. The initial telephone call is free to insurers and self-insured entities. Even if you don't decide to use us, you may come away with ideas that may assist your current or usual counsel. We want you to know that we are a resource that can help you get the correct result.


Lawrence, Worden, Rainis & Bard, P.C. is an AV-Rated* law firm and it is listed in Best's Directory of Recommended Insurance Attorneys and Adjusters. To learn more about the firm's successes, see some of the firm's recent court decisions. To discuss premises liability defense with a lawyer at the firm, call 631-694-0033 or contact them online.

The attorneys at Lawrence, Worden, Rainis & Bard, P.C. have represented the insurers and owners of apartment buildings, residential and commercial properties, mall owners and stores, hotels and other businesses for cases involving serious injuries and damages claimed from:

    •· Construction Defect

    •· Electrical wiring malfunctions

    •· Elevator maintenance

    •· Explosions

    •· Flood and fire damage

    •· Labor Law Sections 240, 241, 200

    •· Large loss property damage

    •· Multi-vehicle wrongful death

    •· Negligent security

    •· Plumbing malfunctions

    •· Slip/trip and fall

    •· Trucking accidents

    To schedule an initial consultation to discuss premises liability defense with an attorney at Lawrence, Worden, Rainis & Bard, P.C., call 631-694-0033 or contact the firm online.

    *CV, BV, and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies.

    *Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell ratings fall into two categories - legal ability and general ethical standards.

Notable Court Decisions
Office Location

Lawrence, Worden, Rainis & Bard, P.C.
225 Broad Hollow Road
Suite 105E
Melville, NY 11747-4701
Phone: 631-694-0033
Fax: 631-694-9331

Lawrence, Worden, Rainis & Bard, P.C. is AV®-Rated* and is currently listed in Best's Directory of Recommended Insurance Attorneys and Adjusters.